About Us

A California insurance brokerage providing businesses and families with insurance advice and expertise. We work with insurance companies. We work for our clients.

We are client-centered, which means our loyalty is to our clients. We educate and advise clients on the following:

  • Individual & Family Health Insurance.

  • Group Health Insurance.

  • Life Insurance.

  • Dental and Vision Insurance.

  • Financial Planning.

  • Disability and Long Term Care.

  • Reduced Payroll Taxes w/ Free Section 125 plans, FSA’s and HSA’s.

  • IRA/401k/SEP/Roth retirement plans.

  • Business Solutions – Payroll; Workmans Compensation; HR services.

Nick iQuote.jpg

Nick Paloukos


Client-centered, insurance expert in his 17th year advising businesses and families on their insurance coverage. Nick holds a Business Finance degree from California State University and is a licensed Life and Health broker. In addition to working directly with clients, Nick consults and advises other brokerages on how to launch and scale their insurance business. When not working, Nick enjoys reading, going to museums, staying active (olympic weight lifting and hot yoga) and traveling the world.

Nick on 'what he does'

"I help clients secure comprehensive coverage, affordably. Protecting your financial future, within your budget. Insurance isn't one-size-fits-all. There are hundreds of plans to choose from, all in seemingly different languages. I help make the comparisons apples-to-apples and decipher the fine print so my clients know the pro's and con's of each choice."

"I remove complexity from insurance so you can make informed decisions. I know the underwriting guidelines; I know how health care reform is going to affect you now versus 3 years from now; I memorize hundreds of insurance policies and speak with insurance companies daily so my clients don't have to. They never have to call an 800 number. They call me, and get answers right then, right there.


Woody Selby


Health Insurance and Medicare expert in his 17th year advising businesses and families on their insurance coverage. Born in Florida and raised in Philadelphia, Woody moved to California after attending La Salle University. He worked for 20 years in banking, consulting for major credit card issuers and also as Vice President of a real estate consulting firm before transitioning to insurance 20 years ago.

Woody has a passion for the outdoors and is thankful to live in California where he and his partner can sail in Newport Beach, ride their horses in Temecula, and hike and camp in our local mountains. He also gives back, volunteering with Big Brother Association, serving as a Scout Master with the Boy Scout's of America, and contributing to other local charities.

Woody on 'what he does'

"Insurance is personal. I like to get to know my clients and their families, so when I look through the hundreds of available options, I can recommend what fits their individual needs. "

"Have you ever gone to the doctor or hospital and gotten a bill a few weeks later that you couldn't understand? Has your company switched insurance plans and left you wondering what your coverage is? That's where I come in. Don't worry about dealing with insurance companies, just call me."

"Having an elderly parent with inadequate health and no Long Term Care coverage has opened my eyes to the needs of all seniors. Let's make sure that when you retire, you and your children won't have to worry."


Jack Mowers

(949) 200-9582

Life insurance expert in his 31st year advising families on their life insurance coverage. Jack holds a B.S. degree from San Diego State University. He recently celebrated his 25th wedding anniversary and has 3 children and a dog. He’s lived in Foothill Ranch, California for 22 years.

When not working, Jack enjoys spending time with his family, coaching youth basketball, working out, and wake boarding in Lake Havasu.

Interesting fact about Jack: One of his favorite pastimes is storm chasing in the Mid-West. Jack is a tornado chaser.

Jack on ‘what he does’

“Many insurance professionals are not true experts in the life insurance market. Some only sell for one company; others don’t have the resources to quote all insurance companies.”

“Through a combination of 30 years of experience and utilizing new technologies to quote the most up-to-date policies, I am able to show my clients the most competitive products on the market today. Including proprietary products not sold by other brokers.”

“My job is to save my clients time. From requesting a quote, to evaluating options, to completing an application – I’m there every step. I make it easy.



“We are a fast-paced company that is growing so we rely on iQuoteCA to handle our employee benefits. Working directly with our employees, iQuoteCA saves us time and money, so we can focus on our business.

– Jake Gibson, Co-Founder, NerdWallet

“I met Nick through mutual friends in the Bay Area. He helped us identify low-cost health insurance options that also had low deductibles and co-pays for our employees. He explained everything and facilitated our enrollment; now he helps us with ongoing, insurance related questions. He also refers our company, a new subscription service that allows DJs play an endless crate of music, with their favorite mixing app, online or offline, to potential clients in his network. I’ve since recommended him to other startups with great results and feedback.

– Joshua Goltz, COO, Pulselocker

“I spoke with a few different brokers when I first started looking for health insurance but none of them were even close to as knowledgeable as Nick was. From explaining my options to the applying and getting through underwriting, he really took care of us, and still does – Nick and I talk often talk about my family’s coverage and our options. He is always there when I need him.

– Renee Jones, Wife, Mother

“Nick is key part of my personal financial planning team. He has provided valuable assistance in selecting health insurance for my family and me. He has provided impeccable service and a deep understanding of the ever-changing rules of health insurance. I recommend his services to all interested in providing the best health insurance for their family or business.”

– Steven Ascher, Consultant/Principal, The Ascher Group

Initially, I was working with a few different brokers, but Nick’s knowledge and honesty quickly earned all of my business. My company has been working with him for 4 years – we are very happy with his service and our coverage.

– Travis Vayssie, Founder/Principal, Liberty Credit Management